Here's to a Sustainable 2019!
Patrick Dinan Patrick Dinan

Here's to a Sustainable 2019!

The stock market was not kind to investors last year. In fact, it was the worst year since the 2008 Financial Crisis. Fortunately, 2019 is off to a much better start! The market started rallying the day before New Years and hasn’t looked back….

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One Trillion Watts
Patrick Dinan Patrick Dinan

One Trillion Watts

Let the sunshine in, let the sunshine, the sunshine in. Oh let it shine, c'mon. Now everbody just sing along....I recommend blasting this song if you ever need a pick-me-up. It’s almost as good as a cup of coffee.

I have been following the alternative energy space closely over the past decade. It has certainly had it's share of ups and downs, but it now seems to be on a trajectory that is very promising. I'm excited about the implications, especially, since I have two young kids and enjoy breathing clean air!

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Impact's Mid-Year Update: Markets and Sustainability
Patrick Dinan Patrick Dinan

Impact's Mid-Year Update: Markets and Sustainability

It's hard to believe we are more than halfway through 2018! So much has happened and the markets have been exciting to watch (at least for me). Today I'll recap some of the more interesting developments and shine a spotlight on an important area of sustainable investing.

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Tax Refund? Invest in Your Relationship!
Patrick Dinan Patrick Dinan

Tax Refund? Invest in Your Relationship!

Are you fortunate enough to get a refund this year? Maybe you’re wondering what to do with the extra money. I’ll start with the practical advice, then jump into the unconventional.

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Intentional Investing
Patrick Dinan Patrick Dinan

Intentional Investing

Intentionally investing your money is one of the easiest activist decisions you can make. You can divest from shitty companies while sitting in your pajamas in your favorite chair with the TV on in the background. No protest sign required!

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Saving for Your Kids’ College Education: A Primer
Patrick Dinan Patrick Dinan

Saving for Your Kids’ College Education: A Primer

As a financial advisor and father of two young daughters under four, I have thought a lot about how to tackle saving for college. I’ve seen firsthand how student loan debt can be soul-crushing, career-limiting and even change the calculus of starting a family.

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Buckle Up! Market Volatility is Back
Patrick Dinan Patrick Dinan

Buckle Up! Market Volatility is Back

What a difference a week makes! The stock market's fear gauge (the VIX) was up over 100% on Monday while the Dow dropped a record 1175 points in one day. We ended a bumpy Friday with thousand point swings in the Dow and a market loss of over 5% for the week.

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When Saving For Your Kids' College Is the Wrong Move
Patrick Dinan Patrick Dinan

When Saving For Your Kids' College Is the Wrong Move

Kids are expensive. I don’t really know how people do it anymore. My wife and I did the math and we pay the equivalent of two University of California educations right now, raising a three year old and six month old. No wonder the US birth rate just hit a record low.

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Clean Meat Disruption
Patrick Dinan Patrick Dinan

Clean Meat Disruption

Captain Obvious: People are cheap and lazy. Pay a little extra for an electric car? No thanks. Eat a little less red meat? Hell no!

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Breaking Sustainable
Patrick Dinan Patrick Dinan

Breaking Sustainable

“Say hello to my little friend” are some of the famous last words uttered by Miami coke dealer Tony Montana (Al Pachino) before he dies in a hail of bullets in the classic film Scarface.

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Is Your Investment Portfolio Truly Sustainable?
Patrick Dinan Patrick Dinan

Is Your Investment Portfolio Truly Sustainable?

Imagine that your friend, a heavy smoker, tells you, “I’m finally going to live a healthy lifestyle. I’m cutting down to one pack a day instead of two.” You would probably look at your friend as if he or she had two heads.

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Avoid the Subprime Oil Bubble in Your Portfolio
Patrick Dinan Patrick Dinan

Avoid the Subprime Oil Bubble in Your Portfolio

If you are investing for the long term (i.e., the next ten years or more), you should divest. Fossil fuel companies are sinking ships, and you don’t want to be the last person on the Titanic.

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Why Impact Fiduciary?
Patrick Dinan Patrick Dinan

Why Impact Fiduciary?

I’m starting Impact Fiduciary, a wealth management firm that reflects my values and answers a simple but powerful question. What would I want if I were the client? I’ve outlined why I decided to take this path and start this new adventure.

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